Loan Against Mutual Funds (LAMF)

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LAMF

What is Loan Against Mutual Funds?

Loan Against Mutual Funds (LAMF) is a smart liquidity solution that allows you to borrow by pledging your mutual fund units as collateral. Instead of redeeming your investments and breaking compounding, you can access funds instantly while your portfolio continues to grow in the background.

It’s the best of both worlds: liquidity without losing investment growth.

Why Choose Loan Against Mutual Funds?

Quick Funds

Quick Access

Faster processing compared to traditional loans since MF holdings act as security.

No Break

No Need to Break Investments

Continue earning returns while using your portfolio for liquidity.

Flexible Usage

Flexible Usage

Use funds for emergencies, education, business needs, or personal expenses.

Rates

Attractive Interest Rates

Enjoy lower rates compared to unsecured personal loans.

No Penalty

No Prepayment Penalty

Repay anytime without extra charges.

Credit Limit

Credit Limit Based on Value

Your eligibility is directly linked to the Net Asset Value (NAV) of your mutual fund units.

Step 1

1. Portfolio Assessment

We evaluate your mutual fund holdings and determine your eligible loan amount.

Step 2

2. Pledge & Approval

Funds are pledged digitally with the registrar for a seamless process.

Step 3

3. Disbursal & Growth

Loan is disbursed instantly while your investments continue compounding.

Who Benefits from LAMF?

Young Professionals

Young Professionals

Handle sudden financial needs without disturbing your SIPs.

Business Owners

Business Owners

Unlock working capital without liquidating long-term investments.

Families

Families

Manage education fees, medical costs, or lifestyle goals with minimal disruption.

Retirees

Retirees

Access emergency liquidity without breaking retirement corpus.

Why Ant Vault?

Trusted Expertise

Trusted Expertise

Backed by NSE, AMFI, and IRDA certifications.

Personalized

Personalized Solutions

Loan amount & repayment plans tailored to your needs.

Speed

Speed & Transparency

Quick disbursal with zero hidden charges.

Growth

Growth-Oriented Approach

Your long-term wealth remains untouched and compounding.

Liquidity + Growth with Ant Vault

With Ant Vault’s Loan Against Mutual Funds, you don’t have to choose between liquidity and growth — you enjoy both.